The Provider Index

Fig. 5 · A date stamp, part by part

A small desk that reads registers for a living.

The Provider Index reviews business account providers in the UK and the EU. We are not a broker, not an affiliate and not a marketplace, and nothing on this site can be bought. Scroll, and the stamp we date every figure with comes apart.

  1. 01 Knob

    We write down the legal person.

    Brands merge, rebrand and split. Entities are what the register knows, so every comparison names the firm a contract is actually with.

    Read as two legal entities

  2. 02 Frame

    Registers before marketing pages.

    Marketing pages describe intent. Registers describe permission. When the two disagree, we publish the register and say where we looked.

    How we read a provider

  3. 03 Date bands

    Every figure carries the day it was checked.

    A protection limit without a date is not a fact, it is a memory. Each article shows the day we checked it, and the sources sit under it.

    The journal, with its dates

  4. 04 Ink pad

    No commission, no placement.

    We take no payment from the providers we write about, we do not sell placement and we do not run affiliate links. If that ever changes, it will be written here with a date.

    Read the journal

Stamped and put back

What we cover

  1. CoveredBusiness accounts from banks, e-money institutions and payment institutions in the UK and the EU
  2. CoveredThe licence behind an account and the protection scheme that comes with it
  3. CoveredPlans, conversion fees and payment fees, dated the day we read them
  4. Not coveredMerchant acquiring and card processing: a different licence and a different failure
  5. Not coveredCredit products, lending decisions and overdraft terms
Start with the journal
Fig 5Date stamp
CHECKED
Scrollassembled · 4 parts
Fig. 1The card terminal, part by part JournalEvery article, one drawer each MethodFrom the lid down to the money